Delayed payment is the main killer of small businesses

The problem

Small suppliers are routinely paid late by larger buyers and by government bodies, and cannot afford to litigate.

Why it matters

A profitable small business with no cash is still a closed business.

Proposed solution

Track reported payment delays by buyer category, publish medians, and support small suppliers to use existing statutory remedies.

How it would be implemented

Structured reporting, aggregated by buyer category rather than by named buyer, with legal referral support.

Risks, and what we would do about them